Disease doesn’t comes with an invitation and if happiness was really the best medicine, doctor’s bills would be affordable to every individuals!
Our relatives can only be available to check our health conditions in hospital and would not be able to pay the hospital bills. So, you need to be smart and have to protect yourself and your family from such hospital emergencies. Be responsible, buy health insurance today!
Health hai to sab hai!
Health is the greatest wealth, but sometimes it can be deployed due to unexpected critical illnesses. Hence, it is wise to get secured with a health insurance plan. Buy insurance now and get coverage for hospitalization, health check-ups, ambulance charges, and much more under the amount insured by the policyholder.
Benefits of Health Insurance
Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements, like a family health plan offers complete cover to all members of a family under a single umbrella.
- Medical Bills: Coverage against hospital expenses incurred due to unwanted diseases and emergency hospitalization. The coverage also includes pre hospitalization medicinal expenses and post hospitalization medicinal expenses.
- Pre-existing Diseases: Coverage for pre-existing disease which is provided to you after a certain waiting period. It is very important to declare your pre-existing diseases and your medical health condition while buying health insurance.
- Cashless Treatment: If you choose and get admitted to a network hospital for your treatment then you will get cashless treatment. This is the most advisable by insurance company and very helpful for you to get hassle-free treatment.
- Claim Reimbursement: If due some emergency you take treatment in any non-network hospital, don’t worry on the hospital expenses. You would still be able to claim the coverage for expenses incurred for hospitalization.
- Cashless OPD: OPD expenses are now covered under few Insurer plans and don’t require hospitalization for minimum 24 hours for claim. Standalone OPD plans are also available in the market. Please check your insurance features before choosing the insurance plan.
- Maternity Coverage: Yes, you heard it correct! Maternity is not a disease and is planned activity, still there are many insurance companies which also not only cover the maternity expenses but also cover the expenses for new born baby’s treatment from day 1.
- Free Teleconsultation: We often need second opinion before undergoing any treatment and each time we can ask our friends and relative. You need to consider opinion only if it is given by professional doctors and you can always take this opinion from our experts.
- Tax Rebate: Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000. Tax benefits are subject to changes in tax laws.
- Safety on your Savings: Insurance company don’t know on how much money you have saved for your bright future but they always make sure that it is secured and not spend in hospital expenses.